life Insurance
Microfinance Fullerton
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Myanmar Citizens Bank

Established in 1992, Myanmar Citizens Bank (“MCB”) is one of the oldest private commercial banks in the country and the first bank to be listed on the Yangon Stock Exchange. With a healthy balance sheet and strong management team, it is currently enjoying one of the fastest growth rates in Myanmar. MCB has a diverse shareholder base, a board with well experienced directors and a senior management team with a wealth of experiences in banking across Myanmar and the Asia Pacific region. Its board and management team bring a disciplined governance framework fostering strong ethical values and transparency to its business model.

MCB has been traditionally focused on Commercial and SME segments. It is now rapidly expanding into Corporate and Retail banking segments distributing innovative and competitive products and services through a network of nearly 50 branches across 26 cities in the country. Over 1,000 committed and dynamic banking professionals serve MCB’s fast-growing client base in a friendly and efficient environment.

In 2019, MCB signed a wide-ranging long-term consultancy and partnership agreement with the International Finance Corporation (“IFC”), the private sector arm of the World Bank, embarking on a three-year transformation journey to modernize and build its banking operations along with best-in-class product and service offerings.

To visit MCB website:


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Capital Taiyo Life Insurance

Capital Taiyo Life Insurance (“Capital Taiyo Life”) is a joint venture between Capital Life Insurance, Capital Taiyo Life’s predecessor, and Taiyo Life Insurance. Capital Life Insurance was founded in 2013 and is one of the very first private life insurance companies established in Myanmar. Taiyo Life Insurance is one of the largest Life insurance companies in Japan with over 100 years of history. The two entities formed a Joint Venture, Capital Taiyo Life Insurance, in November 2019 to provide high-quality products and services to its customers. As of June 2020, Capital Taiyo Life operates in 5 regions with a network of 13 branches, covering Nay Pyi Taw, Yangon, Mandalay, Sagaing and Mon.

Capital Taiyo Life is one of the fastest growing life insurance companies in Myanmar with a healthy balance sheet and a strong management team. Capital Taiyo Life’s increasing network of physical branches provides interactive customer experience in urban areas by offering door-to-door sales and face-to-face engagement with customers to uplift the knowledge and awareness of insurance products and services. Capital Taiyo Life’s partnership with financial institutions, leveraging on the strong network of Capital Diamond Star Group (“CDSG”), and its digital presence open doors to serve customers better across different markets in both rural and urban areas.

With a robust corporate culture and strong ethical values, Capital Taiyo Life aims to be the leading life insurer in Myanmar, providing high-quality services to more customers by increasing physical presence as well as deploying innovative e-services and digital solutions.

For more information on Capital Taiyo Life, please visit its website and Facebook page at


Our Services

  • Short Term Endowment Life Insurance
  • Group Life Insurance
  • Health Insurance
  • Critical Illness Insurance
  • Travel Insurance (Inbound/Outbound)
  • Personal Accident Insurance
  • Snake Bite Insurance
  • Farmer Life Insurance
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Fullerton Finance (Myanmar) Company Limited

CDSG is a joint-venture partner with Fullerton Financial Holdings (“FFH”), a wholly owned subsidiary of Temasek Holdings (Private) Limited, in Fullerton Finance (Myanmar) Company Limited (“FFMCL”), a micro-credit business that began its operations in 2014. In late 2015, the International Finance Corporation ("IFC"), a member of the World Bank Group, joined CDSG and FFH as a partner in FFMCL.

Fullerton Myanmar's headquarters are located at no. 9, building no. C-5, level 6, The Royal Towers Housing, Yaw Min Gyi, Dagon Township, Myanmar. FFMCL has run its operations since October 3, 2014 and made its first disbursement on October 17, 2014. Since then, FFMCL has approved and disbursed to 339,779 clients with total loan amount of MMK 165.17 billion as of December 31, 2018. Loan outstanding portfolio is MMK 47.66 billion with active borrowers of 139,099.

Fullerton Myanmar now operates a network of 63 townships in the regions of Yangon, Ayeyarwaddy, Mandalay, Bago and Naypyidaw. As of December 2018, FFMCL's staff exceeded 700 employees.

The company runs a dual urban and rural microfinance program through an innovative use of technology field to improve productivity and turnaround time. FFMCL also aims at serving more customers in more regions in the coming years.

For more information about FFMCL, please click here:

Our Products and Services

  • Group Regular Loan
  • Group Improvement Loan
  • Agriculture Loan
  • Social Loan (Health Loan, Education Loan, Solar Product Loan, Stove Loan)
  • Business Loan
  • Hire Purchase Loan
  • Personal Loan
  • Compulsory Saving
  • Voluntary Saving
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Copyright © 2019. All rights reserved by CDSG.

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