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Myanmar Citizens Bank

Established in 1992, Myanmar Citizens Bank (“MCB”) is one of the oldest private commercial banks in the country and the first bank to be listed on the Yangon Stock Exchange. With a healthy balance sheet and strong management team,
it is currently enjoying one of the fastest growth rates in Myanmar. MCB has a diverse shareholder base, a board with well experienced directors and a senior management team with a wealth of experiences in banking across Myanmar and the Asia Pacific region. Its board and management team bring a disciplined governance framework fostering strong ethical values and transparency to its business model.

MCB has been traditionally focused on Commercial and SME segments. It is now rapidly expanding into Corporate and Retail banking segments distributing innovative and competitive products and services through a network of nearly 50 branches across 26 cities in the country. Over 1,000 committed and dynamic banking professionals serve MCB’s fast-growing client base in a friendly and efficient environment.

In 2019, MCB signed a wide-ranging long-term consultancy and partnership agreement with the International Finance Corporation (“IFC”), the private sector arm of the World Bank, embarking on a three-year transformation journey to modernize and build its banking operations along with best-in-class product and service offerings.

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The Vision of the Bank has been “To become a strong, stable, sustainable, ethical and innovative bank which creates value for all stakeholders by harnessing and contributing tothe progress of Myanmar”. The key strategic goals of the Bank are to reach to the “Top 7 Bank in Myanmar by Balance Sheet size and quality, to be known as the Technologically driven Bank, Best Employer in the Banking Industry and a Profitable Bank providing a reasonable return to the investors/shareholders of the Bank” and the way to achieve this goal is to focus on combative growth, customer acquisition, centering on physical and digital expansion, having clear-cut targets and timely execution of strategies.

In 2020-2021 budget year, MCB achieved the CAR Ratio of 18.34%, Liquidity Ratio of 49.62% and LD Ratio of 49.18% despite the difficult market situations.